Romans 4: 6 Amplified Bible "Thus David congratulates the man and pronounces a blessing on him to whom God credits righteousness apart from the works he does"
An envelope comes in the mail with large letters on the front that says "APPROVED"! Inside is a letter that begins with "Congratulations you've been approved for a ______ credit card!" Not just one letter, one time, but dozens of letters from the same company, over and over again. They figure that sooner or later you're gonna take the offer. After all, if feels great to be "approved". The companies that send those letters want you to feel that "This is great, I'm approved, something really good just happened!" Everyone wants to be approved, it validates you, it says you're ok, you're doing well. Hey, it's better than being disapproved, right?
In Romans 4:6, a blessing is pronounced upon your life, and guess what, you didn't do anything at all to deserve it! I call this being approved for "the Master's card". An important gift was credited to your grace account, it's the gift of righteousness. The day you made Jesus the Lord of your life this gift was given to you and you did nothing to earn it.
"The Masters card" has given you an unlimited account to draw upon, and the great part is, there's no payments! Hallelujah! No monthly reminders, it's all covered! So what does God want us to do? Draw on His unlimited supply, no interest, and no payments.
He has pronounced "the blessing" on you and you did nothing to deserve or earn it! Final approval has been given through the precious blood of Jesus, all payment has already been made. This card doesn't borrow from the future, but instead has secured your eternal future. This card has been paid in full! Enjoy!